Underwriting capacity

Therefore , accurately estimating underwriting capacity of insurance company can correctly grasp the key of risk control .

因此，准确估算保险公司的承保能力才能正确把握风险控制的重点与策略，诊断公司管理中存在的弱点，为公司经营管理决策提供可靠的依据。

With the establishment of new insurance companies , branch expansion , and the release of underwriting capacity , the concentration of the property & casualty insurance market will decrease further .

随着新兴公司的成立、分支机构的扩张以及承保能力的释放，财险市场集中度将会进一步下降。

China is also a country where natural catastrophes frequently break out , while the underwriting capacity of Chinese insurance and reinsurance companies is far from adequate .

在自然灾害频发的中国，传统的商业保险承保巨灾能力不足，再保险市场也无力为巨灾提供充分保障。

Based on this fact , the purpose of this paper is to explore how to establish the risk spreading mechanism of catastrophe risk so as to expand insurance company catastrophe risk underwriting capacity and provide comprehensive protection .

基于这一事实，本文把触角伸向探讨如何建立巨灾保险的风险分散机制，以扩大保险公司对巨灾风险的承保能力，为社会提供全方位的保障。

Growth in these related markets is critical in order for the nascent insurance industry to reach scale in developing shared infrastructure , underwriting capacity , statistical databases for actuarial purposes , and the associated skills .

在开发公共基础设施、承保能力、精算所用的统计数据库以及相关技能时，新生保险业要形成规模，这些相关市场的增长均是至关重要的因素。

Insurance company has sufficient underwriting capacity , the insured can get reliable guarantee , and this can promote the sustained , healthy and stable development of the insurance company . Otherwise it can bring about great damage to the normal operation of the national economy and social stability .

保险公司具有足够的承保能力，被保险人就可以得到切实可靠的保障，保险公司就会持续稳定健康发展；否则会对整个国民经济的正常运转和社会稳定产生巨大的破坏作用。

As an important part of insurance law , re-insurance has three functions . Firstly , it can spread risks . Secondly , it can improve underwriting capacity of insurance companies . Tirdly ; it can protect the interest of the original role of the insured person .

再保险作为保险法的重要组成部分，具有分散风险、提高保险公司承保能力、更好地保护原被保险人的作用。

If the flood insurance is underwriting by the government insurance funds , which underwriting capacity is relatively strong , and should choose stop loss reinsurance after quota reinsurance portfolio .

如果我国洪水保险是由政府主导的保险基金承保，其承保能力相对比较强，风险自留比较高，则应该选择成数再保险先于事故超赔再保险组合进行再保。